Does Nationwide Pet Insurance Cover Vaccines?
As a pet owner, you want to ensure that your furry friend is healthy and protected. Vaccinations are a crucial part of your pet's healthcare regimen, but they can be expensive. If you're considering pet insurance, you may wonder if Nationwide Pet Insurance covers vaccines.
Wellness Plans
Nationwide Pet Insurance offers two wellness plans: the Basic Wellness Plan and the Prime Wellness Plan. Both plans cover vaccines, but the Prime Wellness Plan provides more extensive coverage for other routine care services, such as dental cleanings and heartworm prevention.
The Basic Wellness Plan covers the following vaccines:
- Canine distemper/hepatitis/adenovirus-2 (DHPP)
- Canine parvovirus (CPV)
- Canine parainfluenza virus (CPi)
- Bordetella bronchiseptica (Bordetella, kennel cough)
- Rabies
The Prime Wellness Plan covers the following vaccines in addition to the vaccines covered by the Basic Wellness Plan:
- Canine coronavirus (CCV)
- Canine influenza (CIV)
- Feline viral rhinotracheitis (FVR)
- Feline calicivirus (FCV)
- Feline panleukopenia virus (FPV)
Annual Benefit Limits
Both the Basic Wellness Plan and the Prime Wellness Plan have annual benefit limits. The annual benefit limit is the maximum amount that the insurance company will pay for covered services in a given year. The annual benefit limit for the Basic Wellness Plan is $250. The annual benefit limit for the Prime Wellness Plan is $500.
Reimbursement Rates
Nationwide Pet Insurance reimburses you a percentage of the eligible expenses you incur for covered services. The reimbursement rate for the Basic Wellness Plan is 70%. The reimbursement rate for the Prime Wellness Plan is 90%.
Conclusion
Nationwide Pet Insurance does cover vaccines, both as part of its Basic Wellness Plan and its Prime Wellness Plan. The coverage provided by the Basic Wellness Plan is more limited, but it is also less expensive. The coverage provided by the Prime Wellness Plan is more comprehensive, but it is also more expensive. Whether one of these plans is right for you depends on your budget and your pet's needs.
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