Does Pet Insurance Cover Routine Care?

Pet insurance can be a valuable way to protect your furry friend from unexpected veterinary expenses. But does it cover routine care? The answer is: sometimes.

What is Routine Care?

Routine care typically includes:

• Checkups
• Vaccinations
• Dental cleanings
• Flea and tick prevention
• Heartworm prevention

Do Pet Insurance Plans Cover Routine Care?

Some pet insurance plans do cover routine care, while others do not. The ones that do typically have a separate rider or add-on that you can purchase in addition to your base policy. The cost of the rider will vary depending on the type of coverage you choose.

It's important to note that even pet insurance plans that cover routine care may not cover everything. For example, some plans may only cover a certain percentage of the cost of certain procedures, or they may have a deductible that you have to pay before the coverage kicks in.

Should You Get Pet Insurance That Covers Routine Care?

Whether or not you should get pet insurance that covers routine care is a personal decision. There are a few things you should consider before making a decision:

• The cost of routine care in your area. If the cost of routine care is high in your area, then pet insurance that covers routine care may be a good investment.
• Your pet's breed and health history. Some breeds of dogs and cats are more prone to certain health problems than others. If your pet is a breed that is known for having health problems, then pet insurance that covers routine care may be a good idea.
• Your budget. Pet insurance can be expensive, so it's important to make sure you can afford the cost of the premiums. If you're on a tight budget, then you may not want to get pet insurance that covers routine care.

How to Find a Pet Insurance Plan That Covers Routine Care

If you're interested in getting pet insurance that covers routine care, there are a few things you can do to find the best plan for your needs:

• Shop around. There are many different pet insurance companies out there, so it's important to shop around and compare prices before you make a decision.
• Read the policy carefully. Before you buy a pet insurance plan, read the policy carefully to make sure you understand what is and is not covered.
• Ask your veterinarian for advice. Your veterinarian can help you determine if pet insurance is right for you and your pet. They can also recommend a few pet insurance companies that they trust.