How Much is Nationwide Pet Insurance?
Nationwide pet insurance offers comprehensive coverage plans for cats and dogs, with monthly premiums starting as low as $32.66 for dogs and $18.92 for cats. The cost of your Nationwide pet insurance policy will vary depending on several factors, including the type of plan you choose, the age and breed of your pet, and the state you live in.
Factors That Affect the Cost of Nationwide Pet Insurance
Type of Plan: Nationwide offers three different levels of coverage: Basic, Plus, and Ultimate. The Basic plan provides coverage for accidents and illnesses, the Plus plan adds coverage for wellness care, and the Ultimate plan provides coverage for accidents, illnesses, wellness care, and behavioral problems.
Age of Pet: Younger pets are typically less expensive to insure than older pets.
Breed of Pet: Certain breeds of dogs and cats are more expensive to insure than others. This is because some breeds are more prone to certain health conditions.
State of Residence: The cost of pet insurance can vary depending on the state you live in. This is because the cost of veterinary care varies from state to state.
Average Cost of Nationwide Pet Insurance
The average cost of Nationwide pet insurance for dogs is $53.76 per month, and the average cost for cats is $30.46 per month. However, the actual cost of your policy may be higher or lower than this average, depending on the factors listed above.
Additional Costs to Consider
In addition to the monthly premium, you may also have to pay an annual deductible and a copay. The deductible is the amount you have to pay out of pocket before your insurance coverage kicks in. The copay is the percentage of the remaining veterinary bill that you have to pay after your insurance coverage has been applied. Nationwide offers a variety of deductible and copay options, so you can choose the plan that best fits your budget.
Is Nationwide Pet Insurance Worth It?
Whether or not Nationwide pet insurance is worth it for you will depend on your individual circumstances. If you have a pet that is prone to health problems, or if you live in an area where veterinary care is expensive, then pet insurance may be a good investment. However, if you have a healthy pet and you live in an area where veterinary care is relatively affordable, then you may not need pet insurance.
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