Nationwide pet insurance is a popular choice for pet owners looking for a comprehensive and affordable plan. But is it worth it? Let's take a closer look at the pros and cons of Nationwide pet insurance to help you decide.

Is Nationwide Pet Insurance Worth It?

Pros of Nationwide Pet Insurance:

1. Comprehensive Coverage:

Nationwide pet insurance offers a wide range of coverage options, including accident and illness coverage, wellness coverage, and even liability coverage. This means that you can tailor your policy to meet the specific needs of your pet.

2. Affordable Premiums:

Nationwide pet insurance plans are typically very affordable, especially when compared to other major pet insurance providers. This makes it a great option for budget-minded pet owners.

3. Easy to Use:

Nationwide pet insurance makes it easy to file a claim. You can do it online, over the phone, or even through their mobile app. They also have a team of customer service representatives who are available to help you with any questions or concerns you may have.

Cons of Nationwide Pet Insurance:

1. Pre-Existing Conditions:

Nationwide pet insurance does not cover pre-existing conditions. This means that if your pet has a pre-existing medical condition, you will not be able to get coverage for it.

2. Deductible:

Nationwide pet insurance plans have a deductible, which is the amount you have to pay out of pocket before your coverage kicks in. The deductible can vary depending on the plan you choose, but it is typically around $250.

3. Waiting Period:

Nationwide pet insurance has a waiting period, which is the amount of time you have to wait before your coverage starts. The waiting period for accident and illness coverage is typically 14 days, and the waiting period for wellness coverage is typically 30 days.

Overall:

Nationwide pet insurance is a good option for pet owners who are looking for a comprehensive and affordable pet insurance plan. However, it is important to be aware of the pre-existing condition exclusion, the deductible, and the waiting period before purchasing a policy.