Scratchpay is a financing company that offers pet owners a way to pay for veterinary care over time. The company works with over 10,000 veterinary clinics across the United States, and it offers a variety of financing options to fit the needs of pet owners.

What is Scratchpay for Pets?

How Does Scratchpay Work?

1. When you take your pet to the vet, you can apply for Scratchpay financing at the clinic. The application process is quick and easy, and it can be done online or in person.

2. If you are approved for financing, you will be able to choose a payment plan that fits your budget. Scratchpay offers a variety of payment plans, including plans with 0% interest.

3. Once you have chosen a payment plan, you will be able to make payments online or by mail. Scratchpay will send you a monthly statement that shows your balance and payment due date.

What are the Benefits of Using Scratchpay?

1. Scratchpay offers a convenient way to pay for veterinary care over time. You can choose a payment plan that fits your budget, and you can make payments online or by mail.

2. Scratchpay is a safe and secure way to pay for veterinary care. The company uses state-of-the-art security measures to protect your personal and financial information.

3. Scratchpay offers a variety of financing options to fit the needs of pet owners. You can choose a payment plan with 0% interest, or you can choose a plan with a lower monthly payment.

What are the Drawbacks of Using Scratchpay?

1. Scratchpay charges a processing fee for each transaction. The processing fee is a percentage of the total amount of your purchase, and it can range from 5% to 10%.

2. Scratchpay may report your payment history to credit bureaus. If you make late or missed payments, this could negatively impact your credit score.

3. Scratchpay is not available at all veterinary clinics. If your veterinarian does not offer Scratchpay financing, you will need to find another way to pay for your pet's care.