Pet insurance can be a valuable way to protect your pet from unexpected veterinary expenses. However, it's important to understand what is and is not covered by your policy before you purchase it.

What is a Pre Existing Condition Pet Insurance?

What is a Pre Existing Condition?

A pre existing condition is any medical condition that your pet had before the policy start date. This can include anything from allergies to cancer.

1. Pre existing conditions are not covered by pet insurance.

2. This is because insurance companies consider them to be a known risk.

3. If your pet has a pre existing condition, you may still be able to get pet insurance, but it will likely be more expensive.

What Conditions Are Considered Pre Existing?

1. Any condition that your pet has been diagnosed with or treated for before the policy start date.

2. This includes conditions that are currently under control, as well as conditions that have been resolved.

3. Some pet insurance companies may also consider certain genetic conditions to be pre existing conditions.

What If My Pet Develops a Pre Existing Condition After I Purchase Pet Insurance?

1. If your pet develops a pre existing condition after you purchase pet insurance, it will not be covered.

2. This is because the condition was not present at the time the policy was purchased.

3. However, some pet insurance companies may offer riders that cover certain pre existing conditions, for an additional cost.

How Can I Avoid Buying Pet Insurance for a Pre Existing Condition?

1. The best way to avoid buying pet insurance for a pre existing condition is to purchase a policy before your pet develops any health problems.

2. This way, you can be sure that your pet's pre existing condition will not be excluded from coverage.

3. If you are considering purchasing pet insurance for a pet with a pre existing condition, be sure to talk to your veterinarian and your insurance company to see if there are any riders or exclusions that apply.