Nationwide pet insurance is a popular choice for pet owners, but is it the right choice for you? In this article, we'll take a close look at Nationwide's pet insurance plans, coverage, and costs to help you decide if it's a good fit for your pet.

Is Nationwide Pet Insurance Good?

Nationwide's Pet Insurance Plans

Nationwide offers two pet insurance plans: the Whole Pet with Wellness plan and the Major Medical plan.

The Whole Pet with Wellness plan is the more comprehensive plan, covering accidents, illnesses, hospitalization, surgery, prescription drugs, and wellness care. Wellness care includes things like preventive care, dental care, and spaying or neutering.

The Major Medical plan is a less comprehensive plan, covering accidents, illnesses, hospitalization, and surgery. It does not cover wellness care or prescription drugs.

Coverage Limits and Deductibles

Nationwide's pet insurance plans have coverage limits and deductibles. The coverage limit is the maximum amount of money that Nationwide will pay for covered expenses. The deductible is the amount of money that you have to pay out-of-pocket before Nationwide starts paying for covered expenses.

The coverage limits and deductibles for Nationwide's pet insurance plans vary depending on the plan and the state you live in. For example, the coverage limit for the Whole Pet with Wellness plan in California is $10,000 per year, with a $250 deductible. The coverage limit for the Major Medical plan in California is $5,000 per year, with a $500 deductible.

Costs

The cost of Nationwide's pet insurance plans varies depending on the plan, the coverage limits, and the deductibles. The cost also varies depending on the age, breed, and health of your pet. For example, a young, healthy dog will generally have a lower premium than an older, unhealthy dog.

On average, the cost of Nationwide's pet insurance plans ranges from $30 to $80 per month. However, the cost can be higher or lower depending on the factors listed above.

Customer Reviews

Nationwide's pet insurance plans have received mixed reviews from customers. Some customers have praised Nationwide for its comprehensive coverage, fast claims processing, and customer service. Other customers have complained about high premiums, low coverage limits, and difficulty getting claims approved.

Conclusion

Whether or not Nationwide pet insurance is good for you depends on your individual needs and budget. If you're looking for a comprehensive pet insurance plan with a high coverage limit, Nationwide is a good option. However, if you're on a tight budget, you may want to consider a less expensive plan from another provider.