What Does Pet Assure Cover?

Pet Assure is a pet insurance policy that provides coverage for a variety of routine and unexpected medical expenses for your pet.

Covered Expenses:

1. Exams and Check-ups:

- Annual wellness exams - Routine vaccinations - Health screenings

2. Accidents and Injuries:

- Emergency treatments - Surgery - Hospitalization

3. Illnesses:

- Cancer - Chronic diseases - Infections

4. Diagnostic Tests:

- X-rays - Blood tests - Ultrasound

5. Prescription Medications:

- Antibiotics - Pain relievers - Heart medications

6. Behavioral Therapy:

- Training for aggression or anxiety - Behavioral modification

7. Alternative Therapies:

- Acupuncture - Chiropractic care - Hydrotherapy

Policy Options:

1. Annual Deductible:

- Choose the amount of money you will pay out of pocket before the insurance coverage starts. - Higher deductible = Lower monthly premium

2. Coinsurance:

- Percentage of covered expenses you will pay after the deductible is met. - Lower coinsurance = Higher monthly premium

3. Coverage Limits:

- Maximum amount the insurance company will pay for covered expenses during a policy period. - Higher coverage limit = Higher monthly premium

Exclusions:

1. Pre-existing Conditions:

- Conditions that existed before the policy started are generally not covered.

2. Elective Procedures:

- Cosmetic surgeries, teeth cleaning, and elective grooming are not covered.

3. Accidents Due to Neglect:

- Injuries caused by intentional neglect or abuse are not covered.