What Does Petco Pet Insurance Cover?

Pet insurance can be a great way to help cover the costs of veterinary care for your pet. But before you purchase a pet insurance policy, it's important to understand what it covers. Here's a look at what coverage you can expect from Petco pet insurance.

Covered Expenses

Petco pet insurance covers a wide range of expenses related to your pet's veterinary care, including:

1. Accidents and illnesses:

This coverage helps pay for the costs of treating accidents and illnesses, such as broken bones, cancer, and diabetes.

2. Surgical procedures:

This coverage helps pay for the costs of surgical procedures, such as spaying or neutering, as well as more complex surgeries like cancer surgery or orthopedic surgery.

3. Prescription medications:

This coverage helps pay for the costs of prescription medications that your pet needs to treat an illness or injury.

4. Diagnostic tests:

This coverage helps pay for the costs of diagnostic tests, such as blood tests, X-rays, and MRIs.

5. Alternative therapies:

This coverage helps pay for the costs of alternative therapies, such as acupuncture, chiropractic care, and physical therapy.

Excluded Expenses

While Petco pet insurance covers a wide range of expenses, there are some expenses that are not covered, including:

1. Pre-existing conditions:

Petco pet insurance does not cover pre-existing conditions, which are conditions that your pet had before the policy was purchased.

2. Preventative care:

Petco pet insurance does not cover preventative care, such as annual checkups, vaccinations, and dental cleanings.

3. Cosmetic procedures:

Petco pet insurance does not cover cosmetic procedures, such as ear cropping or tail docking.

4. Boarding and grooming:

Petco pet insurance does not cover boarding and grooming.

5. Loss or theft:

Petco pet insurance does not cover loss or theft of your pet.

Policy Options

Petco pet insurance offers a variety of policy options to choose from, so you can find a policy that fits your budget and your pet's needs. You can choose from three different levels of coverage:

1. Essential:

The Essential plan provides basic coverage for accidents and illnesses.

2. Preferred:

The Preferred plan provides more comprehensive coverage than the Essential plan, including coverage for surgical procedures, prescription medications, and diagnostic tests.

3. Elite:

The Elite plan provides the most comprehensive coverage, including coverage for alternative therapies, boarding and grooming, and loss or theft of your pet.

Conclusion

Petco pet insurance can be a valuable investment in your pet's health. By understanding what coverage is available, you can choose a policy that meets your pet's needs and your budget.